Granite Credit Union
  • 12-Sep-2019 to 11-Nov-2019 (MST)
  • Mortgage Loans
  • Riverton, UT, USA
  • Negotiable
  • Base + Commission
  • Full Time

Health, Dental, Life & Long Term Disability Insurance. 401k with up to 10% contributions from employer. Over 27 PAID vacation, holiday and leave days a year.


Job Title: Mortgage Loan Originator

Location: Flexible - Millcreek and/or Riverton Branch

Status: Full-Time

Reports to: Todd Hatfield, Mortgage Loan Manager

 

Position Purpose

Responsible for origination of various long term brokered mortgage programs and held in portfolio credit union products. Responsible for bringing in mortgage business through relationships with realtors, builders, prospective and current members. Conducts initial prequalification interviews and prepares complete loan application packages and necessary documentation. Conveys policies for extension of credit in accordance with Credit Union and secondary investor guidelines. Provides general Credit Union information and cross-sells services.

 

Essential Duties, Skills & Abilities

  • Exhibit outstanding member services skills by applying Granite Credit Union Service Standards and Core Values.
  • Assumes responsibility for meeting established mortgage loan production levels.
  • Assumes responsibility for establishing and maintaining effective and professional business relations with members, realtors, builders and mortgage professionals.
  • Assumes responsibility for the effective and professional completion of loan origination functions.
  • Interviews, pre-qualifies, completes application documents, and analyzes preliminary documentation for loan requests. Discusses loan alternatives, credit criteria, interest rates, and loan documentation. Explains mortgage process, time frames to expect and lock in procedures thoroughly. All in such a manner as to elicit a shared understanding and positive responses from members.
  • Stays informed regarding changes and trends in the local real estate and competitive lending market.
  • Ensure that all information and transactions regarding credit union members are kept confidential.
  • Maintain the security of the work area and keep it organized and neat in appearance.
  • Maintain a professional and courteous attitude with all people, including fellow employees, members, management staff, board members, and outside vendors.
  • Attend meetings as required.
  • Promote a professional appearance and attitude.

Required Knowledge and Experience

Understanding of the foundation of determining credit worthiness.

Knowledge of Mortgage Investor selling guidelines and requirements.

One to two years of mortgage loan originating experience.

Mortgage lending sales experience.

 

Education

Associate degree in business or related field or an equivalent combination of formal training and experience.

 

Granite Federal Credit Union is an Affirmative Action/Equal Opportunity employer. Upon request, reasonable accommodations to the application and/or interview process will be provided to individuals with disabilities. Minorities and women are encouraged to apply.

September 12, 2019

Granite Credit Union
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